Fanatics makes injury protection on player props free
US operator Fanatics has made full-game injury protection free and automatic for NFL and NBA player props. Refunds after halftime are paid as FanCash, which can only be spent within the company, rather than as cash.
US betting operator Fanatics has made full-game injury protection free for all player props in the NFL and NBA. The protection, called FAIR PLAY Max, requires no token or separate opt-in. It covers the regular season and the playoffs.
If a player is injured before halftime, the stake is refunded immediately. If the injury happens after halftime, the refund is credited as FanCash once the game ends. FanCash cannot be converted to cash, can only be spent within Fanatics, and converts one to one into a bonus bet. In Tennessee, casino credit is counted at half its value, so $1 of FanCash is worth $0.50 there.
In a parlay, the leg involving the injured player is voided and the remaining legs stay valid. The refund is credited to the account after all legs have settled. The protection covers only player props, not game bets.
According to the rivals' published terms, Fanatics is the only one among the major US operators that offers full-game protection for free. FanDuel's Bet Protect+ product covers the entire game, including overtime, and pays refunds in cash, but it is optional and costs 3 percent of the stake.
Fanatics says it has paid out on more than 600,000 bets since FAIR PLAY launched in September 2024. The company states that $10 million in winnings and $46 million in wagers were saved. These figures have not been independently audited and predate the new protection.
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